When you use the EMI calculator, no personal data leaves your browser — it's calculated locally. When you submit an enquiry or application through the Contact page, we collect what you provide: name, phone number, email, city, income details, and any documents you upload during verification.
We share your data only where it's necessary to process your application: credit bureaus, KYC/identity-verification services, and — where required — regulators. We do not sell your personal data to advertisers or unrelated third parties.
Right Traders manages this website's hosting, content, and the initial intake of enquiries on Ram Fincorp's behalf. As part of that role, Right Traders may process the contact details you submit through this site strictly to route your enquiry to Ram Fincorp for underwriting. Right Traders does not use your data for its own marketing and does not make lending decisions.
This website may use essential cookies to remember basic preferences (such as whether you've dismissed a notice) and analytics cookies to understand which pages are useful. You can disable cookies in your browser settings; the site will still function, though some preferences won't persist between visits.
Documents and personal details submitted through this site are transmitted and stored using industry-standard safeguards. No method of transmission is completely risk-free, but we do not ask for sensitive payment details (such as full card numbers) through this website.
If your application does not proceed to a loan, we retain your details only as long as needed to respond to your enquiry and meet any regulatory record-keeping requirement, after which they are deleted or anonymised. Data tied to an active or closed loan account is retained for the period required under applicable financial regulation.
You can ask us what personal data we hold about you, request a correction, or ask us to delete data that isn't required for an active loan or a legal obligation. Send these requests to info@ramfincorp.com.
For complaints about how your data has been handled, you may write to Ram Fincorp's grievance officer at the registered office: Pusa Road, Block 8, WEA, Karol Bagh, New Delhi – 110005, or via info@ramfincorp.com. We aim to acknowledge grievances within a reasonable time frame.
We may revise this policy as our practices or legal obligations change. Material changes will be reflected in the "last updated" date at the top of this page.