Ram Fincorp writes personal loans the way it always has — carefully, and against your actual repayment capacity. What's changed is the paperwork: apply, verify, and get a decision the same day.
Move the sliders — the ledger on the right updates as you go, the same way a loan officer would write it by hand.
Personal loans, priced against your actual profile rather than a flat card rate.
For salaried applicants with a steady income history. Fastest path to approval, minimal documentation.
For business owners and professionals — assessed on bank statements and business continuity, not just a payslip.
Existing borrowers in good standing can draw additional funds without restarting the process from zero.
Combine multiple high-cost dues into one EMI, one due date, one lender to track.
Basic details, income proof, and the amount you need. Ten minutes, no branch visit required.
Documents and income are checked against RBI-mandated credit norms — the same checks a branch officer would run.
You get a decision and, if approved, the exact loan terms in writing before you accept anything.
Funds move to your bank account directly. No cash, no third-party accounts, no intermediaries.
Paraphrased from post-disbursal check-in calls. Names withheld for privacy.
The EMI landed exactly where the calculator said it would — no surprise deductions when the loan was disbursed.
Used the top-up option instead of taking a second loan elsewhere. One EMI to track instead of two.
Verification asked for the same documents a bank would — nothing that felt like it was fishing for extra fees.
Loan-fraud impersonation is common in this industry. A few rules that never change, regardless of what a caller or message claims.
Checking your eligibility doesn't affect your credit score.
Check eligibility — takes 2 minutes